Perkembangan Fintech Syariah pada Industri Finansial : Studi Perbandingan Arab Saudi dan Kuwait. Excess: Jurnal Ekonomi, Manajemen dan Akuntansi, [S. l.], v. 2, n. 01, p. 46–61, 2024. Disponível em: https://fe.ugk.ac.id/index.php/excess/article/view/37.. Acesso em: 2 dec. 2025.